APY Key Features
APY is administered by PFRDA. Contributions are made until age 60. At 60, subscriber gets: guaranteed monthly pension + the accumulated corpus on death goes to spouse/nominee. Minimum subscription period: 20 years (must join by age 40). Tax benefits under Section 80CCD.
⚠️ Disclaimer: APY contribution chart is published by PFRDA. Monthly contributions are indicative based on official APY chart. Actual contributions may differ slightly. Source: PFRDA, NPS Trust.
Last Updated: June 2025 · Reviewed by Wolf Office Tools Editorial Team