Methodology
Step 1: Inflate today's monthly expenses to retirement date to get future monthly expense. Step 2: Calculate corpus needed at retirement to sustain those expenses for remaining life using real return (post-retirement return minus inflation). Step 3: Calculate monthly SIP needed now to accumulate that corpus.
⚠️ Disclaimer: This is an estimate for planning purposes. Actual requirements depend on lifestyle, health, and economic factors. Consult a SEBI-registered financial planner. Source: SEBI, RBI.
Last Updated: June 2025 · Reviewed by Wolf Office Tools Editorial Team