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📊 XIRR Calculator

Calculate XIRR (Extended Internal Rate of Return) for SIP investments or any portfolio with irregular cash flows. Enter each investment date and amount, plus current value to compute annualised return.

Enter investments as negative values (outflows) and current portfolio value as positive (inflow). Dates must be in DD/MM/YYYY format.

XIRR Methodology

XIRR finds the discount rate r such that NPV of all cash flows = 0: Σ CF_i / (1+r)(d_i - d_0)/365 = 0. We use Newton-Raphson iterative method to solve this. The result is annualised.

Example: ₹5,000 invested on 1 Apr 2022 and 1 May 2022, current value ₹12,500 on 1 Apr 2024 → XIRR ≈ 27.4% p.a.

⚠️ Disclaimer: XIRR is for analysis only. Mutual fund investments are subject to market risk. Source: AMFI, SEBI.

Last Updated: June 2025

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