How Take-Home Salary is Calculated
Gross = CTC – Employer PF (3.67% basic) – Gratuity. Employee PF = 12% of basic. TDS = income tax on taxable salary / 12. Take-home = Gross – Employee PF – Professional Tax – TDS.
⚠️ Disclaimer: Simplified estimate. Actual salary depends on company structure, perks, and actual deductions. Consult your payslip or HR. Source: CBDT, EPFO.
Last Updated: June 2025 · Reviewed by Wolf Office Tools Editorial Team